Your Home May Have More Equity Than You Realize

Posted by Dan Kennedy on August 31st, 2026

When was the last time you had a professional look at what your home is actually worth?

Not an online estimate. Not what your neighbor’s home sold for.

Your home, in today’s market.

If it’s been a few years, you may be surprised by the number.

Your Home May Have More Equity Than You Realize

Homeowners across the country have built significant equity as home values have increased over the years and mortgage balances have been paid down.

In fact, the typical homeowner with a mortgage now has more than $310,000 in home equity, according to Cotality.

That equity could play a much bigger role in your next move than you might think.

Equity Can Create Options

Maybe you’re thinking about moving but are hesitant because today’s home…

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Why Waiting for Lower Mortgage Rates May Not Be the Best Strategy

Posted by Dan Kennedy on August 17th, 2026

If you’ve been waiting to buy because you’re hoping mortgage rates will drop, you may want to reconsider your strategy.

Current forecasts suggest mortgage rates could remain relatively steady for a while, meaning waiting may not provide the savings you’re expecting.

Mortgage Rates May Not Drop Dramatically

Current projections show mortgage rates remaining around the low-to-mid 6% range through 2027. While rates can certainly change, a major drop isn’t currently expected.

That doesn’t mean you should rush into buying. It simply means it may be worth looking at the bigger picture instead of putting your plans on hold while waiting for a significantly lower rate.

Today’s Rates Are Closer to “Normal” Than You Think

Mortgage rates in the…

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Why Americans Still Trust Real Estate As A Long-Term Investment

Posted by Dan Kennedy on August 3rd, 2026

What do Americans trust more than Wall Street?

Their own front door. 

For 14 years straight, Gallup has asked Americans to name the best long-term investment — and real estate continues to come out on top, ahead of stocks, gold, and bonds.

That kind of consistency says a lot about how Americans view homeownership as a way to build long-term wealth and financial security.

Here’s Why Real Estate Continues to Stand Out

Home values continue to build wealth

Home prices are still rising nationally, although at a more moderate pace than we saw a few years ago. While some local markets have experienced small declines or periods of slower growth, those changes are relatively modest compared with the gains many homeowners have seen over the…

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